What should I look for in a mortgage lender?

With so many mortgage lenders available, different rates, products, and fees to consider, what are the important factors to address first? According to Steve Head, President of Texas Premier Mortgage, “community knowledge and communication are at the top of the list.” Community Knowledge – A local Loan Officer that grew up in the area will have superior knowledge of the surrounding areas, often times giving supporting knowledge about the school districts, traffic burdened areas and drive times, and benefits of established relationships developed over years of doing business with the same companies including appraisers, realtors, and title companies. Communication – This is often underappreciated but, if you miss a closing date it could cost you thousands in delayed moving expenses, days off, extra paperwork, and an even greater headache if the seller won’t extend your contract a 1st or 2nd time. Having the ability to reach your Loan Officer outside of the normal “9 – 5” is critical when you have a busy schedule. Steve referenced he makes himself available 7 days a week through email, phone, and text messages to allow the borrower communication to fit their schedule and needs through closing. Head is available for any questions at 281-627-4222 or steve@txpremiermortgage.com