Harpers Preserve New Property for Sale - 17075 Harpers Way, Conroe, TX 77385

http://search.har.com/engine/17075-Harpers-Way-Conroe-TX-77385_HAR1182439.htm HIGHLY SOUGHT AFTER MIDLETON FLOORPLAN ON OVERSIZED LOT NEXT TO GREENBELT, NO REAR NEIGHBORS, OVER $100,000 IN UPGRADES! WROUGHT IRON FENCING, ELECTRIC ACCESS GATE, FORMAL STUDY, GAME ROOM, 2 BEDROOMS DOWN, WOOD FLOORS, PROFESSIONALY DECORATED, STONE & BRICK ELEVATION,CUSTOM WINDOW COVERINGS, CHEF'S KITCHEN, SALTWATER POOL & SPA W/ WATERFALLS, LED LIGHTING, MEDIA ROOM WITH 99 INCH SCREEN, PROJECTOR, SPEAKERS, COVERED PATIO. HARPER'S PRESERVE IS A GATED COMMUNITY ADJACENT TO THE WOODLANDS!

2014 Red Hot & Blue Festival - Waterway / Cynthia Woods Mitchell Pavilion

Texas Premier Mortgage is sponsoring the 2014 Red Hot & Blue Festival - Waterway / Cynthia Woods Mitchell Pavilion

What should I look for in a mortgage lender?

With so many mortgage lenders available, different rates, products, and fees to consider, what are the important factors to address first? According to Steve Head, President of Texas Premier Mortgage, “community knowledge and communication are at the top of the list.” Community Knowledge – A local Loan Officer that grew up in the area will have superior knowledge of the surrounding areas, often times giving supporting knowledge about the school districts, traffic burdened areas and drive times, and benefits of established relationships developed over years of doing business with the same companies including appraisers, realtors, and title companies. Communication – This is often underappreciated but, if you miss a closing date it could cost you thousands in delayed moving expenses, days off, extra paperwork, and an even greater headache if the seller won’t extend your contract a 1st or 2nd time. Having the ability to reach your Loan Officer outside of the normal “9 – 5” is critical when you have a busy schedule. Steve referenced he makes himself available 7 days a week through email, phone, and text messages to allow the borrower communication to fit their schedule and needs through closing. Head is available for any questions at 281-627-4222 or steve@txpremiermortgage.com

www.texaspremiermortgage.com

www.texaspremiermortgage.com - Helping sponsor Waterway Nights @ The Woodlands, TX Waterway Square this weekend. Live music, family fun, and fireworks for the family. Come drop by our booth - we would love to see you!

Allegro at Harmony - Spring, Texas

A home builder announced Wednesday that it plans to build a 500-home community to help meet the expected demand from the activities of Exxon Mobil and other energy companies north of Houston "We continue to see steady growth in new home sales and certainly adding a Taylor Morrison neighborhood to the master plan will be a big plus going forward,” Harmony General Manager Bob Douglas said in a statement. “New homes in Allegro at Harmony are expected to address the needs of families moving to the area for the nearby ExxonMobil corporate campus, Anadarko’s second tower and for other major employers which have expanded or relocated to South Montgomery County.”

What paperwork do I need to start looking for a home? Steve Head "Mortgage Expert" The Woodlands, Texas

You’re ready to buy, now it’s time to gather the necessary paperwork! Just like you picked your Real Estate Professional to help you start looking at homes it’s important you pick a Loan Officer that is seasoned, is an effective communicator, and has the knowledge to help make the process a smooth one. To save time later its important the Loan Officer gather the full documentation upfront to ensure a timely approval and you the borrower deliver on that checklist. An Expert Loan Officer will never ask for anything more than what is needed to qualify – so trust us! If you’re looking to purchase now or in the coming months this guide will help you start the process to getting a pre-approval letter. For any other additional questions contact Steve Head the “Mortgage Expert” President of Texas Premier Mortgage - Steve@txpremiermortgage.com – 281-627-4222 General information for all mortgage applications:  Pay stubs covering the last 30 days  W-2 forms for the last two years  Most Recent 2 months asset statement for the down payment funds  2 Years Tax Returns and any Tax Extension for current year Items to take into consideration when applying for a loan: 1. If you have declared bankruptcy in the last 7 years, provide a copy of the petition/decree, Schedule of Creditors and a copy of the discharge. Also include a letter of explanation on why you filed for bankruptcy, including short sales. 2. If you have been divorced, include a signed filed copy of all divorce decrees and any stipulation or modifications. 3. If child support payments are used as income, provide documentation of timely receipt. 4. If you have a gap of employment for more than 30 days in the past two years, please include a letter of explanation. 5. If you are selling your current home, include a copy of your signed HUD-1 this will be required before closing the new loan. 6. If you have rental property, include copies of your last two years Federal Tax returns. 7. If you are receiving a "gift" as part of your down payment, do not deposit the gift funds until you visit with me. 8. If you are being relocated by your employer, please provide a copy of your company's relocation policy. If you are applying for a VA loan:  VA Certificate of Eligibility  Form DD-214 or, for in-service veterans, Statement of Service.  Most recent Leave and Earnings Statement (in-service veterans only). Self-employed or commissioned borrowers:  Copies of your last two years personal and business federal signed income tax returns and all applicable schedules.  Year To Date Profit and Loss Statement and Balance Sheet (self-employed only).